Will I have to appear in court?

A debtor has only limited involvement in court proceedings.  Ordinarily, a Chapter 7 debtor will only appear before the bankruptcy judge if a creditor raises an objection in the case.  In Chapter 13 cases, the debtor will appear in court at a plan confirmation hearing.  Other than these instances, the only formal proceeding requiring the debtor’s appearance is the creditor’s meeting, referred to as a 341 meeting.  At the 341 meeting, the creditors have the opportunity to question the debtor about his assets and debts.  In most cases, however, creditors do not appear at the meeting, and the only participants are the debtor and trustee.

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