This “disclaimer” shall be both the beginning and end point of the communications set forth in this website.
This website was created by Attorney Rod Kight and Kight Law Office, PC to help make sense of the complex, and often dry, federal bankruptcy laws. The information contained in this website does not guarantee specific results. Bankruptcy may not be a solution for everyone. Each case is unique and must be evaluated separately based upon each individual or businesses’ assets, debts, income, goals, etc. The materials on this website are for informational purposes only and do not constitute legal advice, nor are they intended as a substitute for a complete assessment of your particular situation by an experienced bankruptcy attorney.
Our goal is to illustrate how filing bankruptcy can, under the appropriate circumstances, improve a person’s financial situation and day-to-day quality of life.
However, nothing contained on this website is meant to provide you with legal advice regarding your particular situation, nor is the information intended to create any sort of attorney/client relationship. Bankruptcy law is complicated and any attempt to apply any of the information contained on this website to your particular situation, without the help and advice of an experienced bankruptcy attorney, may well do more harm than good.
Furthermore, as promising as some of the information may seem, nothing on this website is intended to serve as a substitute for a full and complete assessment of your own particular situation by a experienced and knowledgeable bankruptcy attorney.
Bankruptcy is not for everyone. A decision to file bankruptcy should only be made after consulting with an experienced and knowledgeable bankruptcy attorney about your particular facts and circumstances and only after a complete evaluation and discussion about all the consequences and competing considerations.
The owner of this website makes no representation as to the results to be achieved in your particular situation.
Everything on this website is intended to be truthful and accurate in every regard. Nothing is intended to mislead you or anyone else. However, with so much material written and presented, and even the best of intentions, we may not have caught all errors in grammar, context, spelling, etc., nor will we have envisioned all possible interpretations of the material presented, some of which might well give rise to ethical or legal concerns.
You should not make any decisions or draw any hard and fast conclusions about the effect of filing bankruptcy based solely upon information presented.
Metaphors, analogies, slang, turns of phrase, idioms and other literary devices utilized on this website are NOT meant to be read literally. The use of these literary devices is merely our attempt to relate to you…however imperfectly…a complicated and complex set of laws in a simple and more easily understood fashion.
We invite and welcome your feedback.
If after having taken into full account this and other disclaimers included on this website, you still feel that something on this website: (1) Constitutes a material misrepresentation of fact or law, or omits a fact necessary to make any statement, considered as a whole, not materially misleading, or (2) Is likely to create an unjustified expectation about results we, as North Carolina lawyers, can achieve, or states or implies results that we, as lawyers, can only achieve by means that violate the Rules of Professional Conduct or other law, or (3) Compares our services with the services of other lawyers in a way that cannot be factually substantiated, please let us know.
Please address your feedback, complaints and concerns to us by email addressed to attorney Rod Kight himself. You can get his email by calling 1-800-899-1414. (We do not list an email here solely for the purpose of avoiding the generation of unwanted internet spam.) We will promptly, if not immediately, address all issues that you raise and will immediately take any and all steps necessary and appropriate to correct any errors as may exist.
Videos Presented On This Website: This website contains copies of various ads created for purposes of advertising on YouTube, TV, and other media outlets. Many of these ads contain people, other than attorney Rod Kight himself. With one exception, all of these particular ads contain dramatizations and do not depict actual events or real persons. That is, these people are actors, not clients, hired to help produce the ads. The one exception is the ad entitled “It worked for me. It could work for you.”
DO NOT use the supplied e-mail interface to send any privileged or confidential information. Internet messages can be intercepted. Further, we cannot agree to maintain the confidentiality of information that we receive outside of an attorney-client relationship. If you need to send privileged information or documents please call the office and discuss with Rod Kight or his staff the best and most secure method. We will provide you with reasonable alternatives, including, but not necessarily limited to, US Mail, fax, email, or simply setting up a time for you to drop them off in person.
No communication between you and Kight Law via this Web site should be interpreted as establishing an attorney-client relationship. Kight Law must observe certain formalities before agreeing to represent anyone in a particular matter.
No attorney-client relationship will be formed by sending an e-mail and that you should not transmit confidential information. If you are contacting us about potential representation, please limit the initial message to your name, the names of the other persons or entities involved, and a brief description of the type of case or matter. By clicking ‘accept’ on our email form, you further agree that our review of any information you transmit to us will not preclude our firm from representing a party directly adverse to you and from using this information, even if the information is confidential.
Our duties to our existing and former clients require us, before assuming any new matters, to determine whether or not we may represent or advise you in light of any actual or potential conflicts with our existing or former clients or duties that the firm may owe. Until those prerequisites are completed, you should not consider any communications with us by letter, facsimile transmission, telephone, Internet, e-mail or otherwise as privileged or confidential.
Bankruptcy Questionnaire: Our website provides a free online bankruptcy questionnaire. The purpose of the questionnaire is for individuals to have a quick and easy way to determine if bankruptcy is a possible option. The questionnaire requests information that is personal and private. Except as expressly set forth in this Disclaimer we keep any information provided strictly confidential. No attorney-client relationship is established by completing and submitting the online questionnaire. Although unlikely, it is possible that we already represent an adverse party to you. If so, you may be volunteering information to us in the questionnaire that is ultimately prejudicial to you. For this reason, if you have any question or concern whatsoever about whether or not we represent an adverse party, you should contact us and inquire prior to providing any information. Attorney Rod Kight personally reviews each bankruptcy questionnaire submission and either responds personally or instructs his staff to respond after conferring with them. Because the purpose of the bankruptcy questionnaire is to determine if you would be a possible candidate for bankruptcy, you should complete the form fully and accurately. Any response to you will be based solely on the information you provide. Consequently, if it is inaccurate and/or incomplete, we may not be able to give you good information.
Kight Law values the privacy of its clients and Web site viewers. The following personal information that you may make available to the lawyer or firm when browsing or navigating this site shall be kept confidential, except as specifically noted in the Disclaimer above:
- First and last name
- Company, home, postal or other physical address
- Other contact information, for example, telephone number, fax number, email address, and other similar information
- Title or position in a company or an organization
- Personal interests
- Any other information needed to provide a service you requested
Examples of scenarios where our visitors provide their personal information include, but may not be limited, to:
- Emailing, calling or communicating with the lawyer or law firm.
- Posting a question or comment through the site.
- Requesting literature.
- Registering to attend a seminar or any event.
- Participating in an online survey or utilizing our bankruptcy questionnaire.
- Requesting inclusion in an email or other mailing list.
- Submitting an entry for a contest or other promotions.
- Logging in to the site, thus requiring a user name and/or a password.
- Any other business-related reason.
- Completing our bankruptcy questionnaire.
Kight Law provides you the opportunity to agree or decline to give your personal information via the Internet. Kight Law will inform you of the purpose for the collection and does not intend to transfer your personal information to third parties without your consent, except under the limited conditions described under the discussion entitled “Information Sharing and Disclosure” below. If you choose to provide us with your personal information, we may transfer that information, within the law firm or to a third party service provider as necessary.
Domain Information Collection
Kight Law may collect domain information to enable us to analyze how our visitors use this site. This data enables us to become more familiar with which people visit our site, how often they visit, and what parts of the site they visit most often. The lawyer or firm uses this information to improve its Web-based offerings. This information is collected automatically and requires no action on your part.
We collect information through this web site at several points. We collect the following information about primary visitors: referring domain, date of access, pages visited, and other statistical data. We collect this information through clickstream tracking, automatic logging files, Google Analytics and so on. The information is collected automatically and no user input is required.
At any point in time, pages on this site may use “cookies”-small files that the site places on your hard drive for identification purposes. A cookie file can contain information such as a user ID to track the pages visited, but the only personal information a cookie can contain is information you supply yourself. These files are used for site registration and customization the next time you visit us.
Information Sharing and Disclosure
Your personal information is never shared outside the Kight Law firm without your permission, except under conditions listed below:
- Consenting to share your information to a third party service provider working on our behalf to serve you.
Requiring us to provide you with a product or service.
- Kight Law will also disclose your personal information, if required to do so by law, or in urgent circumstances, to protect personal safety, the public or our sites.
Kight Law strives to protect your personal information; however, we urge you to take every precaution to protect your personal data when you are on the Internet. Change your passwords often, use a combination of letters.
Protecting the Privacy of Children
Children under 13 years old are not the target audience for our Web site. To protect their privacy, Kight Law prohibits the solicitation of personal information from these children.
Links to Third Party Sites
This site may contain links to other sites. Kight Law does not share your personal information with those Web sites and is not responsible for their privacy practices. We encourage you to learn about the privacy policies of those companies.
Kight Law reserves the right to change, modify or update this policy at any time without notice. Any substantial changes in the way we use your personal information will be posted on this site.